After a driver has been convicted of a crime, it takes time for that driver to obtain cheap car insurance again; however, it’s eventually possible if the driver takes positive action and refrains from the negative action that allowed the conviction.
If you are convicted of DUI or DWI
make sure you take all necessary steps to satisfy the court. This may mean you’ll have to enroll in, and successfully complete, a defensive driving course or a similar course. You may also be required to begin attending Alcoholics Anonymous or Narcotics Anonymous meetings. Your judge may even sentence you to complete a drug and alcohol rehabilitation course. Whatever your sentence is, make sure you follow through with it. Obtaining a cheap car insurance policy is possible one day, and in order for that day to arrive, you must show responsibility.
If you are convicted of a traffic violation
it’s time to start nursing your driving record back to health. Most traffic violations aren’t enough to land you in jail or even suspend your license, but they will add points to your driving record. Inquire about taking a defensive driving course to help reduce the points on your driving record. Aside from that, you basically have to wait until the points disappear on their own, which could take three years or more.
If you are convicted of causing a traffic accident
again, meet all requirements to satisfy the court. Make sure your current car insurance policy covers all physical and property damages. Attend all defensive driving courses and similar courses you can. Ask about steps you can take to lower the points on your driving record, and be prepared to wait a few years for them to disappear.
Obtaining cheap car insurance for convicted drivers isn’t a quick, easy task, but as long as you take the required steps and have patience, you will obtain cheap car insurance again one day.